Loan Application

THIS APPLICATION IS FOR FEFCU MEMBERS ONLY

Please fill out the loan application and click "Submit".

If you are an eligible member looking to join the credit union to apply for loan, please fill out both a membership application and this loan application.
Please submit a copy of your two (2) most current paystubs or verification of Social Security and/or Pension income. We prefer you use the secure file upload on this form; however, items can also be faxed to 330-535-9508 or mailed via US Postal Service. Please do not email items with personal information.
All co-makers and co-signers will need to fill out and submit separate loan applications.
If under the age of 21, you must have a co-signer
If you do not hear from us within 24-36 hours, please call the credit union at 330-535-3611.
Please review the loan rates page for additional collateral details such as age of vehicle.

* Indicates Required

Type of Loan

Loan Type *

Reason or Purpose for Loan *

Amount Requested *

Term of Loan in Months *

Name of Institution if Refinancing or Paying Off Another Loan

Application Type

Application Type *

Individual Joint

Application Type is required

Enter Name of Co-Applicant(co-applicant must fill out separate application) *

(enter your initials) *

Personal Information

First Name*

Middle Initial*

Last Name*

Home Phone

Cell Phone

Work Phone

Ext.

Contact Preference*

Personal E-Mail Address*

Add My E-Mail to the E-Announcements List

Work E-Mail Address

Add My E-Mail to the E-Announcements List

Social Security Number*

Date of Birth*

Home Address *

Address Line 2

City *

State *

Zip *

Residency Start Date *

What you Own

Do you Rent or Own*

Rent or Mortgage/HE Payment*

Mortgage Company

Home Equity Information

If filling home equity loan application - fill in this section.

Annual Property Taxes

Annual Insurance Payment

Are property taxes and insurance payment included in your monthly mortgage payment?

Annual Homeowner Association Fees

Approximate Value of Home

Employment / Income

Are You Currently Employed?*

Are You Currently Retired?*

Primary Job

Your Employer (1) *

Employment Date (1) *

Position (1) *

Address (1) *

FirstEnergy employees enter interoffice location (1)

Your Gross Monthly Income (1) *

(Alimony, child support, or separate maintenance income need not be revealed if you don't wish to have it considered as a basis for repaying this obligation.)

Second Job

Your Employer (2)

Employment Date (2)

Position (2)

Address (2)

FirstEnergy employees enter interoffice location (2)

Your Gross Monthly Income (2)

(Alimony, child support, or separate maintenance income need not be revealed if you don't wish to have it considered as a basis for repaying this obligation.)

Type of retirement income:

Pensions

Amount ($)

Social Security

Amount ($)

Annuity Disbursements

Amount ($)

401k Draws

Amount ($)

Do you have any rental income?

If Yes, Amount Monthly ($)

If yes, please provide proof of income such as current income tax forms.

Do You Pay Child Support or Alimony? *

If Yes, Amount ($)

Child or Alimony Payments Recieved ($) *

Do You Have Any 401K Loans? *

401K Loan 1 Monthly Payment

401K Loan 2 Monthly Payment

401K Loan 3 Monthly Payment

Other Information About You

Nearest Relative (Not Spouse)*

Relationship*

Address*

City *

State *

Zip *

Phone Number*

Have You Ever Been Through Bankruptcy? *

If Yes, Enter Year

Is Your Income Likely To Decline in Next 2 Years? *

Co-Signer Status

Are You a Co-Signer or Co-Maker on a Loan? *

If Yes, For Whom and What Institution

Insurance

For Vehicle and Home Equity Loans provide 'Insurance Company' and 'Agent Name'

Insurance Company

Policy Number

Agent Name

Agent Phone Number

Submit Application

I understand that the credit union must perform a credit check, and authorize the credit union to obtain credit reports in connection with this credit request. ("YES" must be selected for loan application to proceed.) *

Comments or Special Needs

By submitting this application to the credit union, you certify that everything you have stated in this application is correct to the best of your knowledge. All submittals are subject to verification of the information provided. If there are any important changes you will notify us in writing immediately. You authorize FEFCU to obtain credit reports in connection with this application for credit and for any update, increase, renewal extension or collection of the credit received and for other accounts, products, or services we may offer you for which you may qualify. You understand that FEFCU will rely on the information in this application and your credit report to make its decision. If you request, FEFCU will tell you the name and address of any credit bureau from which it received a credit report on you. It is a crime to willfully and deliberately provide incomplete or incorrect information on this loan application.

All co-makers and co-signers will need to fill out and submit separate loan applications along with copies of their two (2) most current paystubs or verification of Social Security and/or Pension income. We prefer you use the secure file upload; however, items can also be faxed to 330-535-9508 or mailed via US Postal Service. Please do not email items with personal information.

If you do not hear from us within 24-36 hours, call the office at 330-535-3611.

File Upload

Please submit a copy of your two (2) most current paystubs or verification of Social Security and/or Pension income.
Accepted formats: .pages, .doc, .docx, .pdf, .png, .jpg

Select a file from your computer
or simply drag & drop it here

Please Agree that you have read the content on the Home Equity Lines of Credit Brochure.

The home equity brochure was agreed to on (date).