Loan Rates

family


No Application Fee | No Teaser Rates | No Teaser Terms | No Bundled Rate Reduction

FirstEnergy Credit Union Loan Rates
Type of Collateral Max Amount Financed Max Length Loan APR* as low as
Cars and Small Trucks
(up to 1 ton capacity)
New1: 100% financing
Used: 100% of NADA Avg Retail
1-7 years old
1-7 years old
1-5 years old
1-2 years old
1-2 years old
36 months
48 months
60 months
72 months
84 months
1.99%
1.99%
1.99%
2.49%
4.99%
Boats, Campers, Recreational Vehicles, Travel Trailers, Motor Homes
New or Used
Used: 1-10 years old
New: 90% of
Purchase Price

Used: 90% of NADA
Avg Retail
36 months
48 months
60 months
72 months
84 months
96 months
120 months
3.99%
3.99%
3.99%
3.99%
4.99%
4.99%
4.99%
Motorcycles, ATV, JetSki (titled)
New or Used
Used: 1-10 years old
New: 90% of Purchase Price
Used: 90% of NADA Retail
48 months
60 months
72 months
3.99%
3.99%
4.99%
FirstEnergy Company Stock 50% of Market Price 36 months
48 months
60 months
72 months
84 months
5.50%
6.00%
6.50%
7.00%
7.50%
Shares Pledged 100% of Deposit Amount 36 months
48 months
60 months
72 months
84 months
1.99%
1.99%
1.99%
2.49%
3.99%
Unsecured Loans Up to $10,000 12-48 months 7.99%

1 New means never titled and less than 50 miles on the odometer.

*APR= Annual Percentage Rate.

Financing for qualified FirstEnergy Family Credit Union members.  Actual rate may vary based on credit worthiness, age of vehicle and the terms of the loan.  Your rate can be higher or lower depending on credit performance. 

Rates are subject to change without notice.