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Share Certificate Rates

"Lock in a higher yield on your FEFCU Deposit!"

Some things are just smart, like saving with higher, fixed interest rates.  And, it's low risk because your funds are federally insured up to $250,000.00 by the National Credit Union Share Insurance Fund, an agency of the
United States Government.

The dividend rate is fixed for the term of the share certificate. Your certificate account will be opened and the dividend will begin to accrue as of the date the application is received pending verification of funds.

 SHARE CERTIFICATE APPLICATION

All rates are subject to change at any time, without notice.

Call 330-384-5101 for the most current rate information.

TERM APY* RATE MATURITY
6 Months N/A N/A 6 Months
12 Months N/A N/A 12 Months
24 Months N/A N/A 24 Months
36 Months N/A N/A 36 Months
* APY - The "Annual Percentage Yield"
This is the annual rate of interest paid on an account, and reflects the frequency of compounding.
At the credit union, the interest is called a 'Dividend', in reference to our member ownership, but your earnings are reported on your federal income tax on Schedule B, Part 1 Interest.
Penalty may be impossed for early withdrawal of share certificates.
Please see Share Certificate Terms & Agreement for more information.
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